Author - Michele

stop doomscrolling

How to Stop Doomscrolling and Take Action

You know that moment when you’re scrolling, totally aware you’re wasting time, but you also can’t make yourself stop?Your brain knows better. Your body knows better. But your thumb just keeps going because it’s easier than doing literally anything else. Yeah. That moment. People act like doomscrolling...
piggy bank

How to Build a Little Cushion When Your Budget Has No Room

Let’s start with the truth most financial “experts” refuse to say out loud: Some budgets don’t have extra.Not hidden extra.Not magic extra.Not “you’re just not trying hard enough” extra. Some budgets are already stretched to the point where one surprise bill, one bad week, one broken tire…and...
why bother

Breaking the “Why Bother” Cycle When You’ve Been Poor a Long Time

Let me start with something most people will never admit out loud: There comes a point, after years of struggling, when you stop expecting life to get better.Not because you’re negative.Not because you “lack motivation.” But because your nervous system quietly learns a pattern: Every time you try…...
freelance on SSDI

Can You Freelance on SSDI? What You Need to Know Before Starting

Let’s kick this off with the question everyone secretly wants to ask but is often too afraid to: “Can I actually freelance on SSDI… or is that going to get me in trouble?” And the honest answer is:Yes - you can freelance on SSDI.But (and this is...
Jon Morrow

Jon Morrow: How a Paralyzed Writer Built an Empire From His Bed

Let’s get one thing straight before we dive in: this isn’t a “feel-good” story where adversity just magically disappears.This is the story of a man who built something real from real limitations — and the lessons he left behind are ones we can use, no...
weary woman

How to Emotionally Survive Long-Term Financial Scarcity

Let’s be honest about something most people don’t say out loud: Long-term financial stress doesn’t just drain your bank account - it drains your spirit. When you’ve lived for years in a cycle of “barely enough,” you start carrying the weight in places no one sees: in...
side hustles that don't work in reality

10 Online Side Hustles That Sound Good but Don’t Work in Reality

Let’s have a real talk moment. If you’ve ever Googled “how to make extra money,” you’ve probably noticed something strange:The internet acts like there’s a magical side hustle that will fix all your problems in 48 hours… with zero effort, zero skill, and zero time. Meanwhile, in...
SSDI income advice from Internet

Why the Internet Gives Terrible Advice About Making Money on SSDI

The Problem Isn’t You - It’s the Internet If you’ve spent more than ten minutes searching “how to make money on disability,” you already know what happens next: You fall into a vortex of YouTube gurus, affiliate bloggers, and Reddit threads repeating the same five ideas that...